Who to Call For Tree Removal?
- by siteadmin
Does it make any sound when a tree falls in the woods and no one is around to hear it?
Typically, homeowners' insurance will cover any damages caused by a fallen tree, but before proceeding it's wise to consult both your insurer and neighbors first.
Verify if the tree falls within your responsibility in the first place.
1. Your Insurance Company
When trees fall onto your house, car, or other property and cause damage, home and auto insurance typically covers the costs of repair – including tree removal – including costs incurred due to its removal. Therefore, it's essential that you contact your insurance agent and review your policy thoroughly to understand exactly what coverage exists and which areas it doesn't apply to.
Similarly, if a tree from your neighbor's yard falls and damages yours, their homeowners insurance should typically cover repairs. However, if it fell on an empty space without damage but still obstructed a driveway or disability access points then you may be responsible for paying to have it removed from your yard.
In case the tree falls onto a power line on private property, you should notify both your utility provider and local government immediately. Furthermore, consider purchasing flood and earthquake coverage if your region is susceptible to such weather events – this might come in handy should a storm cause a tree to come crashing down onto your land and hit it!
2. Your Neighbor
Trees add beauty and value to a home's landscape while adding great aesthetic appeal. However, their roots can cause damage that homeowners don't always want to deal with; typically homeowners insurance covers this expense.
In many areas, trees located close to both neighbors' properties are considered common property and as such each neighbor must ensure they inspect and care for their trees properly.
If a tree on your neighbor's property falls onto your house, try communicating with them about having it removed. If that fails, look into hiring a professional tree service that works with homeowners to document and remove problematic trees – this way if a lawsuit ensues, you have proof of all attempts made at working together as well as inspection of remaining trees on both properties for any signs of illness.
3. Your Landlord
Many landlords understand their duties regarding the interior of rental property, yet many neglect landscaping and exterior maintenance responsibilities. Landlords that neglect trimming, pruning and general tree care could face expensive damage in the form of damaged foliage and branches.
Landlords owe it to their tenants and neighbors to properly maintain their properties, including keeping all trees healthy and safe to be on. If a landlord knew about an endangered tree and did nothing about it, their tenant may sue for negligence.
Yonkers city can assist with fallen tree removal on public property; however, private landlords are responsible for taking care of any issues related to fallen trees on their properties. If the landlord has insurance that covers damages from fallen trees, they should contact their insurer as soon as possible for removal services; or alternatively an outside company could be hired if necessary.
If a tree falls into your yard without striking any structures, homeowners are responsible for its removal. To get things underway quickly, contact a local company offering emergency service – they'll provide an estimate, rent you a dumpster and haul off debris quickly and efficiently.
Regardless of whether or not electricity has been switched off by your utility company, if you decide to handle tree care yourself make sure that you have all of the proper tools and equipment in order to safely operate chainsaws and power tools. It is also essential that you learn how to identify potential hazards before taking action, particularly after storms when surfaces may be slippery with water or ice. Never attempt to detangle branches above powerlines even if electricity has been disabled by them; never attempt detangling limbs above them!
If a fallen tree hits your house, take immediate steps to evacuate. Rainwater and wind can cause extensive damage, even if no structures or windows were hit directly by it. Once safe haven has been reached, call your insurance agent immediately so they can begin processing a claim on your behalf.
Does it make any sound when a tree falls in the woods and no one is around to hear it? Typically, homeowners' insurance will cover any damages caused by a fallen tree, but before proceeding it's wise to consult both your insurer and neighbors first. Verify if the tree falls within your responsibility in the…