Who to Call for Tree Removal?
Does it make a sound when a large tree falls in a forest and no one can hear it?
Homeowners' insurance usually covers any damage caused by a falling tree. However, it is wise to check with your insurer as well as your neighbors before proceeding.
Verify that the tree is your responsibility.
1. Your Insurance Company
Home and auto insurance usually covers the cost of repairs, including tree removal, when trees fall on your house, car or other property causing damage. It is important to contact your agent and read your policy carefully to determine what coverage you have and where it does not apply.
If a tree falls in your neighbor's yard and damages yours then their homeowners insurance will usually cover the repairs. If it fell on an unoccupied space, but did not cause any damage to the area, but still blocked a driveway or a point of access for people with disabilities, you may have to pay for its removal.
If a tree falls on a powerline on your private property, notify both the utility company and the local government. Consider purchasing flood and earthquake insurance if you live in an area that is prone to these weather events. This could come in handy if a tree falls on your land during a storm.
2. Your Neighbor
Trees can add beauty and value while also adding a great deal of aesthetic appeal to a home. Their roots can cause damage, which homeowners may not want to deal. Typically, homeowners insurance will cover this expense.
In many areas trees that are located near neighboring properties are considered to be common property. Each neighbor is responsible for inspecting and caring for their trees.
If a tree falls on your neighbor's land and onto your home, you can try to communicate with them about the removal of the tree. If this fails, consider hiring a professional who works with homeowners to remove problematic trees. This way, if a suit ensues, you will have proof that all efforts were made to work together, as well as an inspection of remaining trees in both properties for signs of illness.
3. Your Landlord
While many landlords are aware of their responsibilities in regards to the interior of a rental property, they often neglect exterior maintenance and landscaping. Landlords who neglect trimming, pruning, and general tree care may face costly damage in the form damaged foliage and branches.
Landlords have a duty to maintain their properties properly, which includes keeping all trees healthy and safe. If a tenant sues a landlord for negligence if they knew about a tree that was endangered and did nothing to save it.
Yonkers City can assist in the removal of fallen trees from public property. However, private landlords will be responsible for any issues relating to fallen trees that occur on their property. If the landlord is covered by insurance for damages caused by fallen trees, he should contact his insurer immediately to arrange for removal services. An outside company can also be hired if needed.
4. You can do it yourself
Homeowners are responsible for the removal of a tree that falls in their yard but does not strike any structures. Contact a local emergency service company to get things moving quickly. They will provide an estimate, rent a dumpster, and remove debris quickly.
If you decide to take care of your trees yourself, regardless of whether the electricity has been shut off by your utility provider, make sure you have all the necessary tools and equipment to safely operate power tools and chainsaws. You should also learn to identify hazards before you take action, especially after storms where surfaces may be slippery due to water or ice. Never try to untangle branches or limbs that are above powerlines, even if they have disabled the electricity.
Evacuate your home immediately if a tree falls on it. Even if there are no windows or structures directly affected, rainwater and wind can cause significant damage. Call your insurance agent as soon as you reach a safe haven so they can start processing your claim.
Does it make a sound when a large tree falls in a forest and no one can hear it? Homeowners' insurance usually covers any damage caused by a falling tree. However, it is wise to check with your insurer as well as your neighbors before proceeding. Verify that the tree is your responsibility. 1. Your…